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AI cybersecurity guidance for small businesses

Know where your business is exposed, what matters most, and what to fix first.

CyberExperts gives small businesses AI-generated cyber checkups, practical recommendations, and recurring cyber hygiene monitoring โ€” without enterprise consulting complexity.

AI Cyber CheckupIdentify likely weak points and get a prioritized action plan.
Recurring MonitoringStay current with updated cyber hygiene guidance over time.
Built for SMBsPractical recommendations for real-world small business setups.

Most small businesses know cybersecurity matters. Very few know what to fix first.

CyberExperts turns cybersecurity confusion into a practical action plan. Instead of vague fear, generic checklists, or expensive consulting, you get AI-generated guidance focused on likely risks, weak spots, and the most important next steps.

How it works

1. Tell us about your businessShare your team size, tools, email setup, device practices, and current security habits.
2. CyberExperts analyzes your setupOur AI reviews likely weak points, common risks, and practical cyber hygiene gaps.
3. Get a prioritized action planReceive clear next steps in plain English โ€” focused on what matters most.
4. Stay current with ongoing monitoringAdd recurring cyber hygiene monitoring if you want updated guidance over time.

Start with a checkup. Continue with monitoring.

AI Small Business Cyber Checkup

A one-time AI-generated assessment that identifies likely weaknesses, highlights the biggest issues, and gives you a practical action plan.

  • Likely weak points and avoidable risks
  • Top-priority recommendations
  • Plain-English next steps

AI Cyber Hygiene Monitor

A recurring cyber hygiene subscription that updates your recommendations, flags likely weak spots, and helps you stay current over time.

  • Recurring reassessment
  • Updated recommendations
  • Refreshed priorities over time

What CyberExperts does โ€” and does not do

Done by AICyberExperts is built as an AI-delivered cybersecurity guidance product.
For small businessesDesigned for operators who want practical guidance without enterprise complexity.
Not a magic guaranteeIt helps identify likely risks and prioritize what to fix first.
Recurring option availableContinue with ongoing Cyber Hygiene Monitor updates over time.

See your biggest cybersecurity gaps in plain English.

Start with an AI Cyber Checkup and get a practical view of what to fix first.

Cybersecurity Considerations When Building Your Own Website

A lot of work goes into building your own website. Doing it yourself brings many benefits, whether creating one for yourself or your client. However, you may be in danger of security risks by not using a third-party site.

What cybersecurity practices should you be thinking about when building your site? Here are a few tips on what you should be paying attention to.

Reasons to Build Your Own Website

Though it takes effort, creating a website yourself has some great positives.

Having your own site will save you money if you’re using your website to sell products or services. Facebook and Instagram charge fees when you use their platforms to sell merchandise. Additionally, you might pay for a monthly or yearly subscription to whichever design site you choose.

You’ll forgo these selling and subscription fees when you create your site. You will still have to pay an enterprise to host your website, but cutting down on the extra spending is helpful. You’ll also have much more of an artistic license. Most website-building platforms have pre-made templates with potential costs for advanced features. Crafting your own site gives you full liberty to design precisely the way you want.

The extra security you can add and customize is one of the best benefits of making your own website. In addition to the limitless style choices, boosting your site with safety precautions on top of those your host offers will benefit you in the long run. More people use the internet for business, and there is also an increase in cybercrime. Clients and customers will appreciate the extra effort you make to keep their data safe.

How to Keep Your Website Secure

Once you’ve chosen to make your website, you need to look into how to make it as safe as possible. There’s a lot of information about cybersecurity, but here are five best practices to get you started.

  1. Secure Socket Layer

The first step to creating a safe website is utilizing a secure socket layer (SSL). These work by encrypting data in two ways to protect a customer’s name, address and credit card information. Using an SSL is essential for transaction security. A verifiable digital certificate lets customers browse your website knowing their information is protected. Also, you need to have a safe way to transfer data to comply with Payment Card Industry regulations.

  1. A Safe Host

It’s also vital to find a dependable website host. Do your research about hosts and their security protocols because cybercrime can affect anyone. In January of 2022, the Red Cross discovered it had been the victim of a significant data breach the previous year. Hackers targeted its third-party data storage in Switzerland. Pay attention to who is hosting and storing if your site transmits sensitive information.

  1. Strong Passwords

It seems simple, but it bears emphasizing. Verizon found that 37% of data breaches were caused by weak or hijacked passwords in 2021. It also discovered that cyberattacks on web-based applications rose to 43% last year — and hackers used stolen credentials in 80% of these events. Whoever has access to your website needs to be using a fortified password to access it. Breaches like this occur at an alarming rate and you need to make sure you’re protected. A good password is the first step.

  1. Two-Factor Authentication

In addition to a strong password, consider using two- or multifactor authentication for your site. This will help add extra security to your passwords. Require anyone attempting access to verify their information through multiple channels. This will reduce potential hacks to your website and any customers you may have. Google offers coding instructions on how to build in SMS authentication if you’re looking to add this to your website.

  1. Safety Among Peers

Keep usernames and passwords confidential from each other if you’re working with multiple people to build and maintain a site. Ensure they are not included in emails. Phishing scams are still working at an incredibly high rate, and hackers could gain access to any credentials if you’ve shared them in writing or saved them onto the affected computer. Limit access to your login information to increase security and be readily able to identify where a potential breach came from.

  1. Artificial Intelligence

Artificial intelligence (AI) and machine learning (ML) are becoming increasingly popular among website developers. They can adapt to threats more efficiently than humans. ML analyzes users and their behavior to identify anomalies that may be threats. AI can make decisions on fixing vulnerabilities, saving you time on finding and repairing the problem. They act as preventive and active security measures, locating coding errors and prohibiting malicious activity.

Build Your Website Safely

Creating a website is an incredible undertaking. You have complete control over every aspect of your design and marketing, as well as security. Adding extra safeguards will protect yourself and anyone else who accesses your site. Consider these ideas for improved cybersecurity when building your site.

Common Identity Theft Tactics Used by Hackers


Cybercriminals aren’t as creative as you think. While a select few might be the tech-savvy hackers we see in the movies, a vast majority of them possess average skills and knowledge and use basic methods to steal personal data. Here are some common identity theft tactics used by hackers and how you can spot them before they do damage.

  1. Phishing, Smishing, and Vishing

Hackers often use one of three “-ishing” methods in their first attempts at identity theft. You’re probably most familiar with phishing, a tactic in which hackers send misleading emails trying to coerce you to click on a malicious link or provide personal information. Smishing and vishing are similar, but they take place on different platforms.

Smishing occurs when a scammer impersonates someone via text message, which might be more effective than email because most people are more likely to trust a text. Vishing takes place over a phone call and often includes a falsified caller ID of a local number or reputable organization.

No matter what platform the hacker uses, the end goal is the same: entice you to hand over sensitive information. If you receive an email, text, or phone call from a suspicious sender, play on the safe side and ignore the message. Block the email address or phone number so you don’t run into the same bad character again.

  1. Dumpster Diving

This term means exactly what you think it means. Hackers will sift through dumpsters and trash cans for people’s personal information. They resort to this tactic hoping that a household or business threw away intact sensitive documents, like bank or credit card statements. It’s not the most clever or graceful method, but they’re willing to get dirty to find what they want.

Protect yourself by destroying all of your documents with fire or a shredder. Even seemingly harmless documents like schoolwork shouldn’t get into the wrong hands. Once a piece of paper has fulfilled its purpose, make sure you’re the last person to use it.

  1. Pretexting

Some hackers are willing to go the extra mile to steal your information through pretexting. With this method, they do background research on the victim to identify vulnerabilities and find a potential avenue for identity theft.

For example, they might find out you have a sick relative in the hospital and gain your trust by impersonating a hospital official.

A thief with inside information is difficult to spot, but as a general rule, you shouldn’t reveal anything unless you’re 100% sure of the recipient’s identity. If someone with unclear credentials starts asking intrusive questions, they’re most likely a scammer.

  1. Skimming

Skimming occurs when a hacker tampers with a payment machine to steal information as a credit or debit card gets swiped. They might place a small recording device to read the card number or bribe a cashier to record the information for them.

Some experienced hackers also make fake card readers and attach them to machines, easily stealing the information of anyone who uses the machine.

Before using any payment machine, take a closer look at the keypad and card slot. Here are some telltale signs of a counterfeit card reader:

  • The reader looks bulkier than it should be.
  • You can see tape or glue along the edge of the reader.
  • A part of the reader is loose or wobbly.
  • The color or design of the reader or keypad doesn’t match the rest of the machine.

Wiggle the card slot and keypad to identify these signs. If you suspect the reader is fake, notify the bank or business immediately and check your transaction history to make sure you dodged the attack. It only takes a split second for a device to pick up your card numbers.

  1. Public Wi-Fi and USB Stations

Public Wi-Fi networks often don’t have passwords or encryption, making them easy hunting grounds for hackers. They can eavesdrop on your browsing and find all kinds of information, including your usernames, passwords, private numbers, and other personal data.

Similarly, they might hack a USB charging station in a public area and access the device of anyone who uses the station.

It’s best to avoid using public Wi-Fi and charging stations when you can, especially if you’re in an unfamiliar place. You’re probably safe at your school’s library, but an airport or busy restaurant could be crawling with hackers. Bring a personal hotspot and charge your devices before you leave the safety of your home.

  1. Confidence Fraud

Confidence fraud is perhaps the most underhanded identity theft tactic on this list and thus the most difficult to spot. A hacker gains your trust by acting like a friend or family member, but the most popular method is establishing a romantic interest. They then convince the victim to hand over sensitive information, buy things, or even launder money for them.

Unlike other impersonation methods, confidence fraud scammers attempt to establish a strong personal connection with the victim before they strike. As a result, even the most shrewd individuals can let their guards down and willingly give up their data. You can’t let your personal biases cloud your judgment. Don’t give your information to anyone if they don’t need it.

  1. Social Engineering

Social engineering is a convoluted version of confidence fraud that usually involves multiple hackers working together to scam one victim. The first hacker builds trust and rapport with the victim, then directs the victim to the next hacker at the appropriate time. The hackers vouch for each other and prop up the victim, making them think they have the situation under control.

If a person or organization “directs” you to someone else or uses a strange reference for no apparent reason, you’re probably in the early stages of a social engineering attempt. Leave the conversation as soon as possible and block the person from contacting you again.

Protect Your Identity From Common Threats

Identity theft can occur through many avenues, including emails, texts, phone calls, public Wi-Fi, charging stations, and fake card readers, just to name the big ones. Sometimes a hacker is also willing to put in the extra effort to sift through a dumpster or impersonate a trusted individual to find private information.

You need to take all possible precautions online and in real life to secure your identity. Follow our advice and you’ll learn to confidently spot and avoid threats as they emerge.

5 Cyber Security Questions Every App Developer Should Consider

Cybercrime has become a serious issue. Every year, more than $300billion is lost to cybercrimes worldwide. The responsibility of making cyberspace secure for everyone is on the shoulders of application developers. Whether it is e-commerce, social media, or banking apps, developers need to take every action to ensure that the product they are providing to the users is secure. While cybersecurity is a vast topic, any developer can start by asking themselves the following questions:

What are the Stakes and Risks?

Cybersecurity is important for every application, but the time, attention, effort, and budget that goes into making an app secure should be in accordance with the stakes. An online banking app will need much more consideration for cybersecurity than a food delivery app. When developing the security strategy for an app, the first question that you need to ask yourself, or sometimes the client, is what is at stake here. What would be lost if the app’s security were to be compromised?

Another important question is, what are the risk factors against which you have to secure the app? You can look into the history of similar apps and see how they were compromised and what was used to undermine their security.

Answering these two questions in detail will make it possible for a developer to come up with an initial plan for the security of the app. You’ll know how crucial the security of the app in question is and what are the things against which it needs to be secured.

How to Approach Application Security?

Of all the things that ensure cybersecurity, application security is the single most important one. It is the process of finding, fixing, and preventing any and all security flaws within an application. The majority of cybersecurity attacks exploit a security shortcoming in the application infrastructure. There’s only one way to avoid that: introducing a secure software development life cycle (SSDLC). This is a process where security is made a part of every phase of application development.

One of the most common security mistakes made by developers is that of making security an afterthought or the last step in the development of an application. If you want to develop an application with infallible security, you’ll need to make a concrete plan of how you are going to approach application security during development, testing, deployment, and then throughout the life of the application.

The previous question about the potential risks the application might be facing is also helpful here. In order to make a workable plan for app security, you must know what the risks that the application will face are.

How am I Going to Tackle Encryption and Data Storage?

Even if you develop an app with impeccable security, there can still be a considerable chance of cybercrimes if the data is not encrypted. Proper encryption is one of the most commonly lacking aspects of app security. According to a study, 76% of apps fail to meet the data storage security requirements.

Encrypting the data collected, transmitted, and secured by an application ensures that even if it is intercepted by someone with ill intentions, they’ll not be able to read it. However, not one encryption technique fits all apps and running devices. When developing the cybersecurity strategy for an application, it is important to discuss among the team how to encrypt the data and what standards will be followed? Would there be any backup if the user loses the decryption keys or passwords? All these things need to be considered according to the stakes and risks of the application.

How to make Authentication and Authorization Secure?

The easiest way for a hacker to gain unauthorized access to an application is through weak authentication. However, making the authentication requirements too strict for the users is also not viable. Here, again, you have to weigh the factors like stakes, risks, and user convenience and strike the perfect balance between them. You might not want a social media user to enter a two-factor authentication key every time they want to make a post, but that would be a good security step if the action they are doing is a financial transaction on a banking app.

Likewise, you need to decide if biometric authentication will be secure enough? What would be the password requirements? When should a two-factor authentication key be needed?

Am I Using Reliable Third-Party and Open-Source Components?

The use of third-party and open-source components cannot be avoided in modern application development. As necessary as they are, open-source components can also often be the weakest part of any software, so they need to be selected and checked carefully. Before you use any open-source component in an application, you need to ask a question: how secure is this?

It is a good practice to only use open-source components from reliable sources/developers. Another important thing to keep in mind when using open-source components is to stay up to date on their updates and developments. Vulnerabilities in open-source components are constantly discovered and fixed by their developers. In order to stay on top of the cybersecurity game, you need to keep all the open-source components updated at all times.

Conclusion

Cybersecurity is an important concern in this age as more than $300 billion is lost to cybercrime every year. It is up to the developers to implement proper security practices to make the internet more secure for everyone. The five most important questions that any developer needs to consider regarding cybersecurity are the analysis of the stakes and risks of the application they are developing, the way they intend to tackle application security as a whole, how they will be encrypting and storing the data, and how’ll they make sure they are using reliable open-source components.

How to make Cybersecurity investments count-Part II

By Ajay Singh, Author of CyberStrong! A Primer on Cyber Risk Management for Business Managers

Part 1 of this article https://cyberexperts.com/how-to-make-cybersecurity-investments-count/

looked at how large and small companies struggle to determine if their cybersecurity investments are adequate or well-directed. The article also looked at the various methods and strategies that organizations adopt to decide the quantum and direction of cybersecurity investments. It is pointed out that the average cost of a data breach in terms of economic and reputational losses can add up to US$ 4.24 million. Part II examines the different ways in which organizations can evaluate whether their cybersecurity investments are effective, optimal to address their cyber threat perceptions, and to what extent they are aligned with their business objectives.

Business leaders and owners are predisposed and trained in understanding the concept of return on investment. Their methods of evaluating competing investment opportunities and objectives of investing are seldom for defensive strategies for asset protection but for productivity enhancement, business expansion, and other initiatives that lead to revenue and profit growth. A change in mindset among business leaders is required to be able to assess the true value of their cybersecurity investments.

Regular measurement metrics like Return on Investment (ROI), Net Present Value (NPV), etc. fail to provide any insights into the effectiveness of cybersecurity investments which are primarily in the form of hardware, software, and training efforts. Positive outcomes of cybersecurity investments are in the form of blocking cyber threats as well as preventing cyber-attacks and cybercrimes. The Total Cost of Ownership (TCO) model widely used as a metric for IT investments while capturing all costs associated with cybersecurity investments, does not provide any clear insight into the outcome or in terms of the money saved by avoiding cybersecurity breaches. Hence, new approaches to cybersecurity investment evaluation are necessary.

To ascribe values to intangible outcomes is quite difficult and hence the justification of cybersecurity investments poses a formidable challenge, especially in a commercial world where monetary investments must provide a rate of return and must end at some point. Cybersecurity investments in that respect need to be ongoing to be in line with risk perceptions. What is more frustrating is that all the cybersecurity investments made cannot guarantee immunity from cyber-attacks and protection from any kind of loss. The European Union Agency for Cybersecurity, ENISA, suggests that to do justice to any evaluation of cybersecurity investments we must begin by accepting that cybersecurity is not usually an investment that provides profit but is made for loss prevention.

Gordon & Loeb Model

For the mathematically inclined, Lawrence Gordon and Martin Loeb in their paper – “The Economics of Information Security Investment “observed that investing to protect company data involves a cost that, unlike other investments, usually does not generate profit. However, it can prevent additional costs. They suggest that it is important to compare how expensive it is to protect a specific set of data, with the potential loss in case said data is stolen, lost, damaged, or corrupted.

To use this model; companies need to have an estimate of the following three parameters:

  • Value of their data
  • Value of data is at risk
  • The probability of an attack on the data is going to be successful.

The model helps derive insights that can determine the optimal amount of money a company should spend on protecting the information which should, in most cases, be only a small fraction of the predicted loss.

The ROSI Model

A simpler method that can be used is the Return on Security Investment (ROSI) model which represents a modified version of the popular Return on investment (ROI) model. ROSI evaluates the net benefit of total security expenses avoided by comparing it to the investment made in prevention. A limitation of the ROSI methodology is that it can give only a broad idea of the effectiveness of cybersecurity investments as there are several assumptions made in its computation.

Cybersecurity Maturity Model

Another methodology to evaluate cybersecurity investments is to consider them against progress made by an organization towards building a strong security posture measured by the level of cyber security maturity achieved. The Cybersecurity Maturity Model Certification (CMMC) is a popular methodology through which external agencies can certify the level of cybersecurity maturity achieved by classifying an organization into one of the following five levels:

LEVELSecurity ProcessesSecurity Practices
CMMC Level 1PerformedBasic Cyber Hygiene
CMMC Level 2DocumentedIntermediate Cyber Hygiene
CMMC Level 3ManagedGood Cyber Hygiene, High compliance
CMMC Level 4ReviewedProactive
CMMC Level 5OptimizingAdvanced/Proactive

Cybersecurity Level of Preparedness Model

As measurements of outcomes of cybersecurity investments can be subjective, a better way to evaluate them is to consider the level of preparedness and controls that can help avoid/mitigate losses in the event of any adverse cybersecurity incidents.

While certifications and maturity measurements can be performed after a series of investments and security processes and procedures have been put in place, there are some regular high-level cybersecurity metrics that are handy in evaluating the direction and effectiveness of investments.

Level of Preparedness

  • Percentage of unpatched IT assets (devices servers and apps)
  • Percentage of inappropriate usage activities out of all usage activities
  • IT Assets at Risk- value, impact

Effectiveness of Controls

  • Intrusion attempts denied
  • Unidentified Devices on Internal Networks
  • Significant security incidents like phishing etc, response times and times to remediation
  • Access Management

Compliance

  • Compliance with standards & Regulations
  • Security gaps that could lead to compliance failures
  • Compliance metrics on basic cyber hygiene – passwords, privileged access, patching, phishing, and penetration testing

Benchmarks

  • Independent security ratings of the company, benchmarked against peers
  • Third-party and fourth-party risk indicators
  • Independent security assessments (e.g., external consultants and auditors)

To bring an element of financial evaluation of cybersecurity investments some measures that incorporate costs and value can be considered such as control cost per IT application, the financial value of reduced risk compared to cybersecurity investment, cost per cybersecurity incident, and cost of non-compliance.

Finally, investment and efforts to improve cybersecurity are continuous and there is no specific return that can be expected except to know that the organization is well prepared to handle cyber risks at a point in time. The question business leaders should be asking before and after making cybersecurity investments must therefore be ‘how will this investment reduce our cyber risk exposure level and by how much?’.

Data Integration: Security Risks and Tips

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Modern businesses generate, store and analyze vast amounts of data. Considering new technologies like the Internet of Things (IoT), the cloud, 5G, and artificial intelligence (AI), it shouldn’t be a surprise that this information is being used for various purposes.

Business applications, software, hardware, and other information technology (IT)-related assets are becoming increasingly important in today’s fast-paced digital environment. Data integration is a standard process used to manage the growing amount of information.

What Is Data Integration?

In simple terms, data integration is combining information that comes from several different sources to create more unified datasets. These datasets can then be used for analytical, operational, or other related purposes.

Integration is a core element of data management. Without it, information gathered by companies would have little use and would not meet employees’ needs.

Most companies gather data from various sources, both internal and external. Business applications and employees need to access this information to accomplish tasks or complete transactions. It would be challenging for them to combine data from different sources manually.

Data integration pulls all this information together for users to make it easier to complete relevant tasks. It’s often placed in a data warehouse, a central repository that users can easily access.

For example, a loan officer may need to verify financial information before approving a home mortgage loan, like records, property values, and credit history. Each task would be time-consuming and tedious without properly integrated data.

Data integration allows companies to access a complete picture of key performance indicators (KPIs), supply chain management, regulatory compliance measures, cybersecurity, financial risks, and other essential information regarding business operations and processes.

Cybersecurity Risks Associated With Data Integration

Any professional working with data knows cybersecurity is a top concern. It’s efficient for applications and programs to share data, but the downside is that it typically increases an organization’s security vulnerabilities.

Here are three examples of cybersecurity risks associated with data integration.

Risk #1: Data Silos

Access controls are an essential part of data governance, but they can present issues for security teams. Many organizations have a large collection of data silos that work independently. In other words, it can create uniform tracking, protection, and preservation challenges.

Each data silo has its own set of operational and access control methods that make it difficult for IT teams to secure information at every stage of its life cycle. An increased number of data silos gives threat actors more opportunities to exploit vulnerabilities and execute attacks.

Risk #2: Burden on Developers

Security teams and developers are forced to take on the extra burden of securing information spread across multiple silos at every layer. Additionally, the burden is only exacerbated with new data privacy laws, and the stakes for protection are much higher.

Development and security teams are often disconnected, making data security even more challenging to manage.

Risk #3: Insider Threats

Suppose enterprises focus all cybersecurity efforts on external threats and endpoints. In that case, they fail to acknowledge the potentially damaging insider risks within the organization.

General network security is critical, but organizations must also consider unknown and unmanaged insider threats. Some of the worst data breaches occur within the company, meaning data security must exist internally and externally.

Tips to Improve Data Integration Security

These risks can damage an organization, so companies must take active measures to manage their data integration practices. Security must be engrained into data integration for the best protection.

Here are some tips to improve data integration security in an organization.

Conduct Risk Assessments and Threat Modeling

Risk assessments and threat modeling are two essential components in cybersecurity and can help improve data integration security. Threat modeling analyzes the security of an application so problems can be mitigated and future attacks can be prevented.

Risk assessments are similar to threat modeling because they analyze and assess privacy dangers when working with information. Consider implementing these strategies to secure data integration.

Build Audit Trails

A clear audit trail can help an organization manage any integrity issues. A data audit will profile information across several repositories and assess its quality and integrity.

Audit trails assist with data integration security, but they can also help organizations adhere to regulatory requirements.

Leverage Data Integration Solutions

Many vendors offer data integration solutions to meet an organization’s unique needs considering the high demand for these tools.

Popular data integration tools include Hevo, Jitterbit, Talend, Informatica PowerCenter, and Oracle Data Integrator. It’s critical to find solutions with security and compliance features to offer the best protection for integration.

Prioritize Security in Data Integration

Data integration is beneficial for businesses, but it does require enhanced security at each layer. It should not impede sharing or access to information, but it must protect sensitive data and keep it out of the hands of threat actors. Organizations that leverage integration should prioritize security as cyberattacks become more frequent and sophisticated.

How to make Cybersecurity investments count

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By Ajay Singh, Author of CyberStrong! A Primer on Cyber Risk Management for Business Managers

Large and small companies struggle to determine if their cybersecurity investments are adequate or well-directed. The growing frequency of cyber threats and the impact of cybercrime have raised the importance of investing in cybersecurity as an essential survival and growth imperative. Companies recognize that a cyber-attack can mean a massive setback to their business, from temporary disruption to permanent closure. The average cost of a data breach in terms of economic and reputational losses can add up to US$ 4.24 million in 2021, according to reports. While the perils of not making investments in cybersecurity are widely known, the reasons for making investments may vary according to risk appetite, compliance with regulatory mandates, and security posture. Investments in cybersecurity should be considered as a cost of doing business.

Business leaders and owners are predisposed and trained in understanding the concept of return on investment. Their methods of evaluating competing investment opportunities and objectives of investing are seldom for defensive strategies for asset protection but productivity enhancement, business expansion, and metrics leading to revenue and profit growth. When it comes to Cybersecurity, it is as though it is an area of investment that is forced upon them by rising cyber threats to their business and the potential of adverse impacts on their business. In this scenario, it is difficult for management teams and Boards to determine what kind of cybersecurity investments are appropriate, adequate, and optimal. When it comes to cybersecurity, the tendency to optimize investments can be put to the test as threats can materialize and cause damage at any time.

Let us examine some of the investment philosophies (strategies and methods) that are in use for determining the quantum and timing of cybersecurity investments and evaluate their effectiveness:

The percentage of revenues method is a traditional method initially used to drive IT investments. Here companies use the rule of thumb way of allocating budgets which has been in use to give IT budgets for many years. Under this method, a percentage of revenues (typically between 5-10%) was considered the best way to allocate IT budgets. This same process is used for cybersecurity budget allocations, which are a percentage of the IT budget. With cyber risks rising every day, this method is usually ineffective in providing required security levels.

The Spray & Pray method is a way of allocating a cybersecurity budget to address a random set of risks that are currently the flavor of the day and investing without a cohesive strategy to enhance overall security posture. However, it may ward off a few threats and lead companies to believe they made the suitable investments and live in the hope that divine protection will be with us. Even if it has worked for some time, in the long term, it could compromise security and even cause more significant harm.

Knee-jerk investment method– here, the recency of a cyber-attack faced by the company, its associate companies, and industry peers may ring alarm bells and result in some knee-jerk reactions in the form of investments to stop similar attacks from happening to the company. Again, a short-term measure that provides temporary satisfaction and comfort may not be the best way to make cybersecurity investments.

Let us throw some money at the problem method is a way of making cybersecurity investments and happens when management teams and Boards do not have or spend adequate time to understand cybersecurity threats and issues and believe that allocating budgets is sufficient to buy the latest technologies and the problem will magically disappear. Such an investment strategy, if you can call it that, sounds ridiculous but is more common than we would expect.

This much and no more method is also a methodology borne out of ignorance, with cybersecurity budgets given more as a handout than being backed by any conviction or strategy. It is often based on a “head in the sand” approach that we have lived with the risks for so long, so a cyber-attack will not happen to us, and if it does, we have done our bit.

Fear of regulatory non-compliance-based investing is yet another method where the company, by allocating enough budget to meet compliance requirements, is convinced that it is safeguarded from cyber-attacks. The fear of non-compliance, fines, and penalties are excellent reasons to make cybersecurity investments, but security experts will tell you that you can be found wanting. Regulators cannot think of all threat scenarios on your behalf, nor is there a one-size-fits-all cybersecurity list that regulators can prescribe to keep you immune to cyber-attacks. Companies following this cybersecurity investment philosophy will do well to broaden their thinking and make investments based on their risk profile and risk appetite.

What returns can we expect method is practiced surprisingly in larger companies that want to see ‘returns’ for all investments made. In such companies, IT and Security teams use risk quantification to justify investment proposals and get budgetary approvals. While risk quantification has its merits in speaking the universal language of money that is understood by all when compared with using cybersecurity jargon, cyber risks are nuanced, and threat factors need to be well understood and addressed.

Get in a consultant method is usually adopted when other approaches to budgeting fail and the internal teams fail to justify their requests for budgetary allocation. Managements also use consultants as a cover for any future issues that may arise following a cyber-attack or data breach to prove that due diligence and proactive steps were indeed taken before the unfortunate incident occurred. Given the proper framing of terms of reference given to consultants, this method merits consideration.

Catching up with the rest of the crowd approach is another way cybersecurity budgets are allocated. Here is a study of how much competitors and industry peers are investing in cybersecurity and making similar investments in terms of dollars and security mechanisms.

Aligning investments to business risks and objectives business strategy is perhaps the best and most comprehensive method for allocating cybersecurity budgets. If you want your cybersecurity investments to count, you must use this investments strategy and factor in the following elements:

  1. Identify your top risks and protect your most valuable assets
  2. Think long term, look ahead, learn from the past
  3. Elements based investing – ensure that investment proposals include aspects like employee training, setting up Security Operations Center, Incident Response Teams
  4. Invest in implementing frameworks, standards, and best practices
  5. Consider cyber risks beyond regulatory requirements
  6. Invest in governance and monitoring systems along with the right technology set
  7. Do not forget risks from your supply chain
  8. Help ensure coverage of your biggest risks and mitigate risks through Insurance and other risk treatments
  9. Invest in employee cybersecurity knowledge and skill development
  10.  Invest in building the capability and agility to fight the next, potentially unknown, threat vectors

Experts believe that following a balanced investment strategy- 30-40% of your cyber investments should be spent on protection, about 30% on detection, and about 30% on response and recovery represents a good mix and can help enhance the company’s overall security posture.

The question that begs to answer is, can a risk-driven investment strategy combined with a balanced mix of elements guarantee a company immunity from cyber-attacks? Unfortunately, the answer is NO! However, this kind of comprehensive and cohesive investment philosophy will ensure that you are in a better position to deal with cyber-attacks and mitigate the losses and damage in the attack.

How Human Error Enables Cybersecurity Breaches โ€“ And How to Fix It

Human error is one of the most dangerous cybersecurity threats businesses face today. While few employees and team members intend to cause harm, small habits and mistakes can open the door to significant data breaches. To meet today’s rising cybersecurity threats, security strategies must account for human error and actively work to contain it.

There are some tactics that security professionals and business leaders can implement to reduce the risks of human error and protect their people and data.

Human Error’s Impact on Cybersecurity

Everyone makes mistakes. It’s simply a reality of being human. Many people are not even aware of certain habits and actions that can lead to security issues. For example, it is not uncommon for people to reuse a particular password or username across multiple sites. A user may have trouble remembering numerous passwords. However, this is one of the most infamous everyday cybersecurity weaknesses. Minor errors can be the seeds of expensive, damaging data breaches.

An estimated 24% of all data breaches are caused by human error, resulting in $3.5 million in average remediation costs. A misdelivered email or poor password habits can cause serious harm to an organization, its employees, and its customers.

Other examples of human error in security include careless handling of data. This occurs more often in organizations with minimal access protection on their data. Similarly, outdated software and a lack of proper security software are common human error culprits in security breaches.

How to Defend Against Human Error

Luckily, there is something that organizations can do to limit the threat of human error. Mistakes will inevitably still happen, but these tactics will ensure that they cannot cause excessive damage or create serious security risks.

1. Use Password Managers and MFA

One of the easiest ways to reduce the threat of human error is using a reliable password manager and improving login security practices. An estimated 53% of people rely on their memory alone for password storage, so a password manager can make life easier in addition to improving security.

Password managers are easy to find online and many are even available for free. For example, the Google Chrome browser has a secure built-in password manager that can create highly secure, randomized passwords that it will remember for users. BitWarden offers similar features in a platform-agnostic package. Using these tools will significantly improve password hygiene, eliminating the risks posed by weak user-generated passwords.

Additionally, it is worth considering multi-factor authentication for apps and data that are particularly sensitive. MFA can be any combination of secure login methods, such as a password plus a verification email with a unique login code. The double-walled login security of MFA makes it extremely difficult for hackers to break in, even if a user does have a weak password.

2. Keep Software Updated

It may seem harmless to click that “remind me later” button when software updates come up, but these updates often include crucial security data. It is important to remember that cyber threats are constantly evolving. Software security is not static; it needs to evolve alongside these threats. Schedule time for regular software updates and ensure everyone’s accounts or devices get updates as soon as possible.

In addition to general-purpose software, all devices should have reliable, comprehensive security software installed. This software, in particular, should be kept on a strict update schedule.

3. Minimize Access

Lazy access control is one of the top human error-related causes of data breaches. Minimizing who has access to data will significantly reduce the risk of human error resulting in a security breach. Leaving access to data unchecked can result in people accidentally deleting vital records, changing sensitive data, or sharing sensitive records via emails or other unsecured channels.

Beyond these human error-related risks, open access to data can allow inside actors to initiate data breaches, which are much more difficult to detect than an outside attack.

Limit access to data to only those who absolutely need access. There will be layers of data access, with some data open to everyone in an organization and some limited to only a few. Institute a strict policy prohibiting users from sharing their login credentials since this will threaten the security of limited access to data.

4. Offer Cybersecurity Training

One of the most common causes of human error is a simple lack of knowledge. Many people are not aware that their everyday actions can cause security threats. Offering engaging, accessible cybersecurity training is a great way to address this. Studies have found that even the least-effective cybersecurity training programs result in a seven-fold return on investment, with up to a 37-fold ROI for average-performing programs.

An effective cybersecurity training program should give employees knowledge and tools that will allow them to be their own first line of defense against cyber threats. After all, employees are the first to see phishing emails hit their inboxes. Knowing how to recognize these and other threats will go a long way toward preventing slip-ups and errors that result in breaches. When security tools are easy for employees to use and employees understand their importance, each individual is more likely to utilize the security practices.

Keeping People and Data Safe

Simple mistakes don’t have to threaten the safety of an organization’s employees, customers, and data. Utilizing these steps and tactics will help put organizations and users on the path toward protecting against human error. Anyone can implement these techniques, whether on a business-wide scale or simply on a personal device. With the right approach to security, human error can be a harmless slip-up rather than a dangerous security breach.

Risks of Using Biometric Authentication in Cybersecurity

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Biometric authentication is one of today’s leading cybersecurity technologies, but it may not be as secure as it seems. While biometric authentication may be more difficult to hack, it does come with its own unique risks. These risks need to be addressed for biometric authentication to be truly secure. Users also need to be aware of the state of biometric authentication before scanning their face or fingerprint.

Protecting Biometric Data

Biometric authentication is in many ways more secure than passwords or PINs, especially when used as part of multi-factor authentication. However, it is important to remember that biometric authentication data has to be stored just like any text password. If alpha-numeric data can be stolen by cybercriminals, so can biometric data. The only difference is that biometric data is far more valuable.

Since biometric data is often used to secure high-value and sensitive data, more is at risk if biometric data is stolen. In fact, with facial recognition scans, fingerprints, and behavioral biometric data, a hacker could easily commit identity theft or tamper with biometric databases, such as those used to identify criminals.

So, while users may be getting a more secure login method with biometric authentication, they are putting more valuable information at risk if a network or server is compromised.

It is also important to remember that a stolen password can be replaced after the fact. Even if something as sensitive as financial information is compromised, users can still get new accounts and use more secure passwords and PINs in the future. However, if biometric authentication data is stolen, it is irreplaceable. It isn’t possible for users to simply get a new face or new fingerprints. Once biometric data is compromised, it is effectively permanent.

As a result, securing biometric data is more intensive than it may be for other types of data. There are solutions, though. For example, industry leaders have suggested things like authentication apps can store biometric data exclusively on local storage, such as that on a user’s smartphone, not on a large server. Before using biometric authentication, users need to carefully consider where the biometric scans will be stored and how that storage will be protected.

Deepfake Technology

Many modern smartphones feature facial recognition login options. This easy authentication method is quick and generally secure. After all, it would be extremely difficult to “hack” someone’s facial recognition scan. Unfortunately, emerging technologies are changing that.

Deepfake technology is making it possible to trick facial recognition systems using convincing photos or videos of someone’s face. Similar technology exists for making fraudulent fingerprint scans, as well. This may be more time-consuming than some other hacking methods, but cybercriminals can accomplish it if they want to get into a system badly enough. In fact, it is even possible to fake other types of biometric authentication, such as voiceprints.

In 2020, industry leaders used a deepfake algorithm to hack airport security facial recognition systems in a friendly hack to test biometric cybersecurity. The algorithm could trick facial recognition systems into mistaking one person’s face for another’s using image-swapping and morphing techniques. One researcher on the project even pointed out that there are many similarities between facial recognition algorithms, which could make it easier for hackers to create a successful deepfake algorithm.

Privacy and Legality

One unique risk that comes with biometric authentication is how biometric data is handled by companies, businesses, and websites. For example, if a biometric authentication company collects users’ facial and fingerprint scans and sells them to a local law enforcement agency, this may violate privacy laws. Biometric authentication data remains a murky area when it comes to legislation, though.

Since biometric authentication technology is still relatively new, federal legislation has not yet been established to regulate it. Concerns have been raised about what companies do with users’ biometric data, though. If biometric data is shared without a user’s knowledge, it could pose a risk of identity theft.

Additionally, it is difficult to know if a company is using biometric data to track a user’s daily activity and even harder for users to stop that tracking if they want to opt out. With internet advertising tracking, one can simply use a private browser or ad blocker. The same strategies don’t apply to biometric data.

This has led several local governments to put regulations in place to protect users from the risks associated with biometric authentication. California, for example, has a law guaranteeing citizens the right to “access, opt-out of the sale of, and delete” their facial recognition data from databases.

Several other states, such as Colorado and Illinois, have similar laws in place requiring companies to obtain users’ consent before handling their biometric data. Laws like these reduce the risks associated with biometric authentication.

Biometric Authentication Safety

Most of the time, biometric authentication is a highly secure login method for protecting personal information. Users do need to be careful about where and when they use it, though. Biometric data should be treated like one’s Social Security number, birth certificate, or other valuable personal data. Users can utilize biometric authentication safely by staying aware of who they are trusting their data with and the cybersecurity methods they have to protect it.

How to Improve Your Supply Chain’s Cybersecurity

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The need for supply chain cybersecurity has become increasingly clear over the past few years. Disruptions and delays have revealed how fragile these networks are, and events like the SolarWinds attack showed how impactful cyberattacks could be. The world depends on supply chains, so it needs better security.

Supply chain attacks rose by 42% in the first quarter of 2021 alone. These attacks were also larger, as the number of people they affected rose by a stunning 564%. Thankfully, businesses can protect themselves from this troubling rise in cybercrime. Here are five ways to improve your supply chain’s cybersecurity.

1. Verify and Restrict Third Parties

One of the most important steps is to address third-party risks. Attacks on 27 third-party vendors impacted 137 organizations in the first quarter of 2021. Cybercriminals target suppliers and vendors because if they can infiltrate them, they can access all their partners and clients.

You can prevent and minimize these attacks through two main steps: verification and restriction. First, verify any supply chain partners’ security before going into business with them. Ensure they meet industry standards for cybersecurity and have a strong security record.

Next, restrict third parties’ access privileges. Each party should have access to the data and systems they need to do their job and nothing more. This ensures that if they do suffer a breach, it can’t affect you as heavily.

2. Teach Employees Best Practices

It’s also crucial to ensure all employees understand how to use your systems responsibly. No matter how strong your other defenses are, it only takes one breached password or click on a malicious link to break past them. Making cybersecurity best practices part of all workers’ training will help minimize these risks.

Some of the most important points to cover are password management and how to spot phishing attempts. Employees should use strong, varied passwords and know the signs of social engineering, like unusual urgency and suspicious links.

On top of including these points during onboarding, you should hold regular refresher sessions to keep these steps top of mind. It’s also a good idea to restrict employees’ privileges like you should with third parties. This minimizes how much damage an internal breach can do.

3. Secure IoT Devices

Internet of Things (IoT) security also deserves attention. Tools like electronic data interchange (EDI) devices help avoid errors by automating data entry and improving transparency, but they carry unique cybersecurity needs. Without proper protection, they could provide more entry points for hackers to access sensitive information.

The first step in securing IoT devices is to segment their networks. Run connected items on different networks according to their use and the data they need. Keeping them separate will ensure cybercriminals can’t access all your systems and information from one device.

Next, put strong passwords on all IoT devices, changing them from defaults. Turn on encryption for data transmission, which typically isn’t on by default. It’s also important to update IoT items regularly to fix known vulnerabilities hackers might use.

4. Have Backups and a Response Plan

You should have an emergency response plan, regardless of what other steps you take. As many as 94% of organizations in 2021 suffered a data breach. These incidents are far too common and likely to assume you’ll never experience one, so you need a backup plan.

One of the most important parts of preparedness is creating backups. You should have copies of all mission-critical data and programs, ideally in online and offline forms. Remember to encrypt and restrict access to these backups to protect them from a breach.

You should also have a detailed plan about recovering after a breach. That includes communication channels, protocols for locking down network segments and every key player’s responsibilities. Put this plan in writing and rehearse it regularly so everyone knows what to do.

5. Penetration Test Regularly

Remember that cybersecurity is a complex and continually evolving field. New attack methods and steps to prevent them emerge all the time, and it’s hard to get a complete picture of your vulnerabilities. Regular penetration testing will help you address these concerns.

Pen testing involves a security expert attempting to break into your network through multiple means to reveal your weaknesses. This helps because it highlights vulnerabilities you may not have known about, including new cybercrime trends. You can then take steps to protect those areas before a cybercriminal takes advantage of them.

About 85% of cybersecurity professionals pen test at least annually, so performing yearly tests is a safe bet. You may want to do it twice a year if you think your supply chain is particularly vulnerable.

Supply Chain Security Is Challenging but Possible

Supply chains are the backbone of many industries. It’s crucial to ensure they’re safe, given their importance and fragility.

These five steps can help you ensure your supply chain remains safe from cyberattacks. Use these measures as a starting point, tailor them to your specific situation and keep an eye on emerging trends to stay on top of security.

5 Essential Steps: How to Set Up a Firewall

It is obvious that as the first line of defense against online attackers, a firewall remains a critical part of network security. If you are responsible for your information technology infrastructure, you are likely aware that security experts rigidly recommend you put the solution in place.

What is a firewall? Norton, a provider of industry-leading security software for PC, MAC, and mobile devices, defines a firewall as a security device – computer hardware or software, that can help protect your network by filtering traffic and blocking outsiders from gaining unauthorized access to the private data on your computer. Not only does the hardware or software firewall block unwanted traffic, but it can also block malicious software from infecting your computer. With software and hardware firewalls becoming increasingly popular, proper configuration is essential, as default features may not provide maximum defense against cyberattacks.

How to Set Up a Firewall

Despite its relevance in the cybersecurity field, configuring a firewall can be an intimidating process. Improper firewall configuration can compound the situation by allowing attackers to gain unauthorized access to protected internal networks and resources. Today, cybercriminals are constantly on the lookout for networks with outdated software or servers. Consequently, misconfiguration errors are responsible for a staggering percentage of security breaches, with Gartner reporting misconfigurations, not flaws, will cause 99 percent of all firewall breaches through the next several years.

Fortunately, we can break the process down into simpler tasks to make the work much more manageable. So you can loosen up, for we have done that for you. We present a basic guide that should help you configure a firewall in simple steps, including activities like creating zones, configuring settings, testing the configuration, managing the firewall, and reviewing firewall rules.

Steps Involved in How to Set Up a Firewall

Unquestionably, there are many suitable firewall solutions you can use to protect your network. Therefore, we provide steps illustrating the process you can use to configure any firewall model.

Step 1: Secure Your Firewall

Eric Dosal from Compuquip Cybersecurity writes that there are many types of firewall solutions used in modern security architectures, but cybercriminals have mastered ways of circumventing them as well. “Many attackers know how to break a firewall – and some insider threats can bypass them entirely,” writes Eric.

That being the case, a first step in configuring your firewall is to secure the tool to prevent attackers from gaining administrative access to your security solution. At the outset, organizations should never put a network security system into production before securing it properly and updating it to the latest firmware. The latest version ensures the firewall wall operates securely and efficiently. Better still, you can automate software updating and patching. Additionally, it is vital to delete, disable, or rename all default user accounts and replace default passwords with complex, secure ones.

A configuration guide from Cisco recommends that if multiple people manage the firewall, you need to create additional accounts with limited privileges based on responsibilities. Likewise, avoid using shared user accounts and track who made changes and why. It will also help if you limit the ways users make changes to reduce the attack surface.

Step 2: Design Your Firewall Zones and IP Addresses

After installing and securing your firewall, the next step involves identifying your critical information assets and planning out your network structure to allow asset grouping into network zones based on similar sensitivity levels and functions. Such zones, commonly called a demilitarized zone (DMZ), may sound like a gutsy move. However, they simply refer to areas outside the firewall to add an extra layer of security to an organization’s local network or your home network. In this case, protected and monitored network equipment facing outside the internal network can access what is exposed in the DMZ, while the rest of the organization’s network is safe behind a firewall. 

One way of architecting your firewall zones involves placing servers like web servers, email servers, and virtual private network (VPN) servers into a dedicated zone that limits inbound or incoming traffic. Next, database servers that should be accessed directly from the internet must be placed in internal server zones, while assets like workstations, web browsers, operating systems, and point of sale systems can be placed in internal network zones. Broadly speaking, the more zones you create, the more you secure your network. However, it is noteworthy to mention that managing more zones requires additional resources and time.

Fortinet also recommends that with a network zone structure established, it is significant to set up a corresponding IP address structure that assigns zones to firewall interfaces and sub-interfaces. As a general rule, you need to use switches that support virtual LANs (VLANs) to maintain level-2 separation between the networks.

Cisco configuration guide mentions that if you are using IP version 4, internal IP addresses should be used for all your private networks. Likewise, configure network address translation (NAT) to allow internal devices to communicate on the internet when necessary.

Step 3: Configure Access Control Lists (ACLs)

After establishing and assigning your network zones to interfaces, the next step entails determining exactly which traffic should flow into and out of each zone. Taking this into account, you can set firewall rules called access control lists (ACLs) to permit or block network traffic. While setting ACLs, make them specific to the exact source and destination IP address and port number whenever possible. Additionally, include a deny rule at the end of every ACL to filter out all other unapproved traffic. Finally, apply both inbound and outbound ACLs to each interface and sub-interface on the firewall to ensure that only approved traffic can enter or leave each network zone.

Fortinet recommends you disable firewall administration from public access during ACL configuration to protect it and disable unencrypted firewall management protocols, such as Telnet and HTTP connections.

Cisco configuration guide advises you to investigate the firewall’s ability to control next-generation level flows. For instance, can it block traffic based on web categories? Can you deploy advanced file scanning? Does the tool provide some level of intrusion prevention functionality?

Step 4: Configure Other Services and Logging

Go ahead and configure other services for firewall capable of acting as dynamic host configuration protocol (DHCP) server, intrusion prevention system (IPS), or network time protocol (NTP) server. You can further enhance your security posture by disabling all the extra services you don’t intend to use.

Additionally, you can fulfill PCI DSS requirements by configuring your firewall to report to your logging server and ensuring that enough detail is included to satisfy PCI requirements 10.2 through 10.3.

Step 5: Test Your Firewall Configuration

This step involves testing your firewall works as intended in a test environment. One way to do this is to deploy a test host outside your network to attempt to pierce your firewall – this can be quite slow and clumsy, though. Therefore, you can limit the process to test only those addresses that you can actually use. In this case, you verify the security tool is blocking traffic according to ACL configurations.

Also, it is a best practice to include firewall testing during vulnerability assessment and penetration testing exercises. Strahinja Stankovic, ECSA, writes that the firewall penetration testing process involves locating a firewall, conducting tracer route, scanning ports, banner grabbing, access control enumeration, identifying firewall architecture, testing the firewall policy, firewalking, port redirection, internal and external testing, testing for covert channels, HTTP tunnels, and identifying firewall specific vulnerabilities.   

Your firewall is ready for production after testing and penetration testing. It is vital to keep a backup of your firewall configuration in a secure location for restoration in case of a hardware or software failure.

Managing Your Firewall in Production

After configuration, firewall management begins. Once in production, you need to monitor logs, update firmware, perform vulnerabilities scans, and review and update firewall rules every six months. All in all, be sure to document the process and buckle down ongoing configuration tasks to ensure your firewall continues to protect your IT infrastructure and network services effectively.

Who Should Manage the Firewall?

Firewall management should be the duty of the team, personnel, or department in charge of the IT security policy. As pointed out by Cisco and Fortinet, a firewall is integral to protecting an organization’s network and systems, so you should limit access to the administration of rules and policies. Ideally, firewall management should only be given to IT security specialists within the enterprise. Overall, firewall management responsibility should sit with the head of the department or executive in charge of the IT security policy.

Audit Firewall Rules and Policies Regularly

Regularly audit rules and policies to remove unused, old, and conflicting settings while in production. Sometimes, your firewall could have hundreds of unused rules that hackers typically exploit old and unused rules to gain access to the network, heightening the chance of data breaches. Apart from running your firewall with unused rules, sometimes a new rule may conflict with existing ones. That way, your security tool may not function as intended, causing unforeseen vulnerabilities.

Fortunately, highlighting and updating the old rules can make your firewall more efficient and secure. The process can identify conflicting and specific rules for replacement. For example, you can leverage firewall logs that record changes, access, and events for audit input.

Mistakes to Avoid When Configuring Your Firewall

As might be expected, setting up and running a firewall can present difficulties. However, you can prevent such issues by avoiding mistakes such as using broad policies or wrong firewall settings that can result in server or connectivity issues. Besides, do not ignore outgoing traffic since it can present risks to the network. By and large, vendors set firewalls with an open policy to allow traffic from any source and to any destination. Therefore, if your IT team does not know exactly what they need initially, they can decide to start with these default rules and then work backward. However, the reality is that time pressures of disregarding this configuration as a policy can result in your team not working around defining the firewall policies.

Apart from using broad policies and wrong firewall settings, another mistake users make entails leaving services running on the firewall. The main culprit, in this case, includes dynamic routing, which should not be enabled on security devices as a best practice.

Every so often, enterprises deploy non-standard authentication mechanisms that do not follow recommended practices. Failure to enforce corporate authentication mechanisms allows users to access crucial IT infrastructure and information using weak passwords and accounts that do not limit login failures. In addition, feeble authentication mechanisms affect your security posture and create more cybercriminals’ attack vectors. Therefore, you must ensure that all users follow the same central and recommended authentication mechanisms while working in-office or at home.

This guide also recommended testing your firewall configuration while going into production. While most companies have governance guidelines restricting test systems from connecting to production environments or accessing production data, others do not enforce such rules in practice. As a result, people testing the firewall can see production data that could be highly sensitive and subject to regulatory compliance. So, in case you have production data in test environments, ensure you use reliable security controls as defined by data classifications.

Conclusion

Firewall configuration is essential in your security policies since it protects against unauthorized and unwanted access. Characteristically, you insert the security tools between the internal network and the internet to establish a controlled, secure link. However, installing and running a firewall requires maintaining and following firewall configuration standards. That way, your enterprise will definitely minimize the threat of hackers using modern and advanced technology to interfere with the smooth running of your IT infrastructure.

Tips for E-Commerce Cybersecurity

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Ecommerce platforms can be an exciting opportunity for business owners to increase sales. However, cybercrime is one thing entrepreneurs should be aware of. Fortunately, you can take many preventive measures to ensure your website is secure.

Here are the best tips for securing your e-commerce website and keeping your company and your customers’ information safe.

Why E-Commerce Website Security Is Important

Security should be the most crucial aspect of your e-commerce website. Without it, you put your online business, brand and customers at risk of online fraud and data theft. 

E-commerce offers plenty of opportunities for companies. About 69% of U.S. consumers have shopped online, and that number is likely to grow, and approximately 94% of buyers in the B2B sector shop online. E-commerce operations offer immense earning opportunities for business owners. 

However, these statistics might not matter at all if your business isn’t safe. As people might think, small companies are most targeted by cybercriminals, not large organizations. Small businesses are most likely to be the target because owners believe they aren’t vulnerable. Furthermore, cybercriminals expect your security to be weak, making it a prime opportunity for them to attack. 

Small e-commerce websites are constantly at risk of a data breach and monetary fraud and loss of customer trust. Business owners that fall victim to a hack have difficulty regaining those customers in the future.

Think of e-commerce security as a benefit for you and your customers to feel safe.

Use Strong PasswordsSome software is becoming more thorough through multifactor authentication, but most use standard access. Businesses still use passwords for everyday things such as website logins and more, and many users might use the same ones for different services. However, doing so makes it easier for hackers to steal information. Once they have one password, they can apply it to various services, making you more vulnerable.

Password strength is crucial for keeping your e-commerce site secure. If you like to use the same login for different services, there’s a solution — a password manager. These tools can help you manage password protection more effectively without recalling information.

  1. Choose a Secure Web Hosting Platform

E-commerce businesses must have a secure web hosting service and platform for optimal protection. Most websites have already built security measures, but this may not be the standard for all service providers. 

The best solution is to shop around before you make your final decision. Compare different hosting and platform services to find the best fit. You’ll want to keep a lookout for services that offer complete protection, such as SQL injections and malware.

In addition to finding a security service provider, you’ll need an SSL certificate for your website. SSLs can encrypt data between your site and the web browser and comply with the Payment Card Industry Security Standards. 

  1. Conduct Website Data Backups Regularly

E-commerce website backups don’t prevent security threats, but they help minimize the aftermath of one. This strategy helps protect your information so it’s not lost, corrupted or held hostage.

Furthermore, it’s a good business practice to take time to back up your website’s data regularly.

You should do this any time you make an update. For instance, if you publish content daily, you should back it up at least once a day or more.

You can also set up automated backups to ensure you don’t forget in the future. Most e-commerce platforms will have this feature included in the service. 

  1. Implement a Third-Party Website Tool

Most e-commerce hosting services provide a set of monitoring tools, but utilizing a robust third-party option can provide further measures. You can shop around for website monitoring tools that offer more features to keep your site running securely.

Third-party tools allow you to build a customized dashboard and utilize certain features like performance checks and application health. Furthermore, monitoring tool features offer business managers and IT professionals a chance to track any security problems ahead of time. 

If you currently have an e-commerce website, it would be wise to investigate these tools to secure your site and data.

  1. Apply a Website Application Firewall

A website application firewall (WAF) takes your e-commerce website security to the next level. This feature protects your site from forgery requests, SQL injections and XSS. Additionally, it helps reduce the risk of a DDoS attack and protects it from hackers.

Plenty of web application firewall vendors exist online. When looking for one, ensure it fits your needs and budget and is trusted by other e-commerce businesses.

Enhancing Your E-Commerce Website Security

Ensuring your e-commerce website is secure is critical for you and your customers. Any site can be at risk of a cyberattack, but you can take certain precautions using the above security tips. Your efforts will more than pay off in the end.

Business Cybersecurity Issues to Watch out for

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Owning a business inevitably means you’ll have information in the cloud, on a website, or potentially use other online services. Your customers entrust you with sensitive data, such as credit card numbers and personal details, and you’re responsible for keeping that info safe from cyberattacks.

The 2022 Allianz Risk Barometer surveyed 2,650 risk management experts across 89 countries and territories. For the second time in the survey’s 11-year history, cybersecurity was the number-one concern, with 44% of respondents citing worries about the growing threat of breaches.

Companies would be wise to examine their legal obligations and ensure they do everything possible to protect essential data with the threat so high.

Federal Regulations

Businesses located in the United States have been encouraged to protect consumer data, but it’s not really regulated. However, the DOJ now has a Civil Cyber-Fraud Initiative, which applies the False Claims Act to government contractors. In a nutshell, if you somehow gain resources or funds from the federal government, ensure you’re in compliance or risk numerous penalties, including losing profitable contracts.

The United States also has some regulations in place and has had for years, such as the FIC, FCC, and SEC, to ensure media and other outlets treat citizens fairly. Most regulations apply to government agencies and their contractors, such as FISMA Reform. Many are also familiar with HIPAA, which directs how any company handling personal health information must secure that data.

National Guidelines

Most small business owners have heard of the General Data Protection Regulation (GDPR) instituted by the European Union (EU). Although the regulations are expansive, in a nutshell, if you do business with a citizen of the EU, you are under an obligation to protect their data.

Not safeguarding personal details and explaining how you store and use that information may make you subject to hefty fines. Some of the suits by the EU are still playing out in court against big companies, but nothing is limiting them from coming after a small corporation as well.

Local & State Cybersecurity Legalities

Every state has different laws and regulations. Brands in the United States first fall under their local and state municipalities when considering the steps they must take to protect data.

For example, those who live in California fall under the California Consumer Privacy Act. The measure follows citizens across state lines, so the legislation still applies if someone from California buys a product from someone in Indiana. A few other states have similar regulations, such as Massachusetts with its 93H and Illinois’ Personal Information Protection Act.

You can be almost certain other states will follow. Even if they don’t, and you do business with anyone in those states, you must comply.

Industry-Specific Standards

Some industries have their own lists of regulations, and you must comply with them or risk losing licensing and recognition.

For example, health care companies must comply with all of HIPAA’s regulations to the nth degree. For example, suppose a doctor’s office uses a third-party provider to offer telemedicine. In that case, they must ensure the provider also adopts HIPAA compliance, or they risk as much as a $50,000 fine per violation up to $1.5 million per year. In some cases, criminal charges and jail time result.

The financial industry has similar regulations meant to help protect consumer money and prevent fraud. Institutions failing to take the appropriate security measures may incur hefty fines. Don’t assume you’re safe if you aren’t in health care or finances, though. Regulations and acts can impact nearly any type of business, including e-commerce and local mom-and-pop shops.

Although it’s impossible to see every potential issue that might arise, there are a few things you can do to protect your business from fines and lawsuits:

● Invest in security. Train employees on phishing schemes, install anti-virus software and run regular scans.

● Investigate third-party providers. Ensure they take appropriate precautions with sensitive data, as you could be responsible for their mistakes.

● Have a reason for collecting data and only keep it as long as you need it.

● Delete old files and change passwords frequently.

● Consult a legal specialist and cyber security team for up-to-date advice.

The best way to avoid a problem is to take the necessary steps to safeguard information. Once data gets leaked, you have to go into damage control mode, which is uncomfortable.

Breathe and Keep Growing

All of these regulations, laws, and concerns may have you worried about the worst happening. Take time to breathe. Assuming you’ve taken a few precautions, it’s unlikely you’ll have a data breach. If you do, then have a plan in place to handle the situation. Most people don’t incur fines or criminal charges. Do everything humanly possible to follow the guidelines, and you’ll come out on top and be able to focus on growing your business.

Make the human firewall a key element of cybersecurity strategy

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By Ajay Singh, Author of CyberStrong! A Primer on Cyber Risk Management for Business Managers

The human firewall can be a critical element in warding off cyber-attacks and thwarting cybercrime. Our fascination with finding and deploying that one elusive piece of technology that will boost our cyber defenses often takes precedence over enabling and empowering employees and making them an integral part of building robust and resilient cybersecurity.

In the recent past, cybersecurity has experienced challenges on several fronts. The rapid pace of adoption of digital technologies across sectors and the movement towards a flexible corporate network perimeter have brought forth unprecedented opportunities as well as introduced new risks. Meanwhile, hackers have upped their game and have become adept at not only dodging technology-based security measures but also in using attack vectors such as social engineering, ransomware, and adding various sophisticated forms of phishing to their bag of tricks.

When it comes to cybersecurity, human-centered attacks lead to employees making security errors including unintended actions, mistakes, negligence, and not taking the right steps that could cause or allow a security breach to take place. Early identification of such hacking attempts and human errors can help in taking remedial action to prevent cyber-attacks.

More than ever before, organizations require to nurture a cybersecurity aware culture and develop a cyber responsible workforce. Several studies have highlighted the importance of engaging employees to build an effective security posture. This is not to say that technology and organizational processes are less important in ensuring cybersecurity but to place the human element on par in terms of strategy and implementation.

The concept of a human firewall is based on developing and operationalizing a system consisting of a group of people who work continuously towards detecting cyber-attack attempts that bypass traditional defense mechanisms such as traditional firewalls. A recent report from the Ponemon Institute shows that 25% of successful hacks are caused by human negligence or simple mistakes. We must also accept that hardware and software defenses if not configured properly or due to limited capabilities sometimes allow phishing messages through. Considering that over 90% of all cyber-attacks begin with phishing emails/messages it is essential to implement proactive security measures to address human-centered cyber threats, Here the role of employees who are a part of the human firewall is armed with the knowledge of best practices, skills, tools, and training to thwart cyber-attack attempts that bypass technical controls such attacks become critical to ensuring effective cybersecurity.

To build robust cybersecurity the use of various types of firewalls is essential. Typically, a firewall is used to monitor inbound and outbound network traffic and decides whether to allow or block specific traffic based on a defined set of security rules. Firewalls have been deployed as the first line of defense in network security for over two decades now and while they have been largely effective, they have limitations especially when it comes to human-centered attacks. A hardware firewall is a physical device that is deployed to perform exercise the network perimeter with the objective of enforcing security rules, controls, and policies. A software firewall runs on a computer/server with the objective of blocking unauthorized access from outside the firewall to prevent malicious traffic from entering your system and causing a loss of vulnerable data.

While hardware and software firewalls work as a frontline for defense, a human firewall is effective as a last line of defense and provides an additional layer of defense and comes into play when technical layers of defense fail, and human errors and negligence can become a source of cyber threats.

Building a human firewall requires strong commitment supplemented by the right tools and training required for it to be effective. While enabling a more robust security posture, the human firewall is also useful in instilling a security mindset among employees and developing a security culture. Here are six principal elements of building an effective human firewall:

Leadership must recognize that technology-based protection mechanisms have limitations more so in the case of human-centered attacks and be committed to developing a human firewall as a part of cybersecurity plans and programs

Value the role of people in cybersecurity and creation of a strong cybersecurity culture where security issues are discussed freely, best practices are adopted and implemented, security updates and success stories of security appropriate behavior are widely shared. Employees must be encouraged, incentivized, and appreciated for their security efforts. The more employees’ contribution to security is valued the stronger the human firewall will become.

Training and awareness through regular employee engagement and interaction to develop the right kind of security mindset, the required skills and knowledge to identify and respond to cyber threats, and the ability to work as a security team even where employees from various functions and departments work seamlessly as a unit are essential in building an effective human firewall.

Measure, monitor, and adapt are other important ingredients that are important in building a human firewall. The cyber threat landscape is extremely dynamic and requires security teams to constantly update their understanding of hacking methods and ways to stop attack attempts.

Nothing works without a proper plan and commitment of adequate resources. A human firewall has to be built brick by brick and requires the development and enforcement of strong security policies. Security policies should be unambiguous and concise and cover various aspects including password policy, email security, and social media usage. Enforcement of security policies and holding employees accountable for violations is as important as encouraging responsible security behavior.

Continuous vigilance by a dedicated team of employees forming the human firewall can ensure that even if the technologies that are a part of perimeter security fail there is still a line of defense that can recognize an attack on social media, phishing attempts, etc. and stop it in its tracks thereby averting a full-blown crisis and preventing data leaks.

The steep rise in social engineering scams has already reached alarming proportions. Some reports even suggest that 98% of cyber-attacks rely on social engineering. All these scams and phishing attempts are directed toward deceiving people and manipulating human behavior. Hackers are always ahead of the game when it comes to circumventing security controls and mechanisms to meet their objectives. In this scenario, a human firewall can act as an additional security layer that can function as a vital component of an organizations’ security architecture and contribute effectively to building your organization’s security culture and posture.

One valid criticism of the concept of the human firewall is that for cybersecurity to be effective the participation of everyone is necessary and that a group of persons (read human firewall) cannot ensure the security of an organization. However, when looked at from a practical viewpoint it is not easy to ensure that all employees can operate at a level where they are fully aware and equipped to handle security issues as they arise. Hence, it is useful to make the human firewall a key element of cybersecurity strategy alongside the required security technology and processes, while we continue to build a durable organization-wide security culture.